Last weekend, a women barely escaped her burning Loyal Heights home after her dog woke her up. The fire on Earl Ave. completely destroyed the home.

Now, friends of Catlain Kinsey have set up a blog, New Start for Catlain, to raise money and other donations for her. “Catlain is staying with friends right now and needs the support of everyone as she begins to piece back together her life,” the site explains. She did not have renters insurance.

Catlain’s friends say the early-morning fire was likely caused by a baseboard heater, tearing through the old home and leaving very few of her belongings behind. “Amazingly, paper envelopes of her grandmother’s love letters, her great grandmother’s necklace and her (badly warped) cello survived,” friends say. To help, you can donate via the PayPal link on the site.


27 reader comments so far ↓
1 chopper_74 // Apr 12, 2009 at 6:13 pm
Great news, thank you. Happy Easter everyone.
2 moseattle // Apr 12, 2009 at 8:59 pm
Is there an email contact for those of us who are interested in donating clothes/furniture?
3 Liesel // Apr 12, 2009 at 9:59 pm
This is a good reminder to always, always have a renters insurance policy, if you don't own your home. They are very affordable and not hard to get.
4 nina // Apr 12, 2009 at 10:42 pm
Sigh. Rental insurance is like the cheapest out there. 12/mo or so.
5 MktStTwkr // Apr 12, 2009 at 11:44 pm
Why don't you follow the link and read the blog?
6 Ballard Guy // Apr 13, 2009 at 12:00 am
I would be more than happy to take her out to dinner
7 kim // Apr 13, 2009 at 1:31 am
why do people overlook some of the cheapest insurance out there? hope who ever reads this and doesn't have it, check it out. it's less that a nite out on the town once a month.
8 Mondoman // Apr 13, 2009 at 3:41 am
Kim, I agree, but a lot of renters don't even know about it. I've never seen an ad for such among the ads for car, homeowner's, life and other insurance.
Best wishes for Caitlan!
9 MJ // Apr 13, 2009 at 4:05 am
I remember when we had a house fire some 20 years ago…we had insurance, and no one was hurt but we lost everything..even with the replacement..the loss is tremendous emotionally…you lose what is familiar and you lose faith in the fact everything will be ok when you close your eyes at night….I still have a few christmas ornaments that were saved, and hang them each year, with the charred parts, becuase they had such great memories…I plan on doing whatever I can to help…still cannot enjoy the smell of wood buring in a fireplace or bbq-ed food…trust me the effects linger, and the memory is hard to fade.
10 Molly // Apr 13, 2009 at 4:38 am
I live on the next block – now I know what all those sirens were about. They sounded like they were right outside my window.
I'm so glad she is ok. What a close call, and what a good dog!!!
p.s. State Farm offers a discount on car insurance when you buy renters insurance. That's why I have it :0)
11 snoopy // Apr 13, 2009 at 5:21 am
those who are members at costco can get renters insurance through them. I pay 11/month for plenty of coverage.
12 sassy // Apr 13, 2009 at 5:35 am
For those who seem to know about renter's insurance- do you have suggestions for where to get it (unfortunately I don't have a COSTCO membership). I have looked before but been unable to find an insurer who will sell it by itself (not connected to a car insurance policy). Thanks!
13 MJ // Apr 13, 2009 at 5:48 am
try whomever carries your car insurance or google “renters insurance”
14 Reba // Apr 13, 2009 at 1:18 pm
I have safeco insurance.. got it from the insurance guy on market right between balmar & the Indian restaurant. Its Approx 40$ every 3 months. I dont have a car and had no issues getting it.
15 kim // Apr 13, 2009 at 1:48 pm
i've had state farm for the longest time. they're also on market st.
16 Nubbee // Apr 13, 2009 at 3:11 pm
usaa and allstate also both offer renters insurance. you could also try balcos, i believe they are local. :)
17 Cathy // Apr 13, 2009 at 4:11 pm
I'm an Allstate agent that lives here in the 'hood, my office is on the Wallingford – Fremont border. Allstate offers 10K in coverage for about $80 a year. Call me, I'm more than happy to explain what renters insurance covers and what it doesn't. It's the best deal in the insurance world.
Cathy 206-547-9917
18 nina // Apr 13, 2009 at 6:03 pm
I would get it from your auto insurance company (if you drive). That usually gets you a multi-line discount on both.
19 ballard complainers society // Apr 13, 2009 at 6:39 pm
where was that photo taken? that doesn't look like a metro bus.
perhaps some sort of zany light rail system?
20 Ballard Guy // Apr 13, 2009 at 7:19 pm
Looks to me like the NYC subway.
21 ballard complainers society // Apr 13, 2009 at 7:28 pm
possibly. that guy standing by the door looks like he might have some attitude. a better camera angle might've captured the yankee logo on his hat.
22 former insurance agent // Apr 14, 2009 at 5:35 am
Any major insurance company offers renters insurance. If you drive, the discount for having both policies in one place often more than makes the cost of the Renter's insurance free. If you have Geico or Progressive, besides paying way too much, especially in Ballard, you most likely can do better with Farmer's , State Farm, Pemco or Allstate. Also, make sure you get replacement cost coverage for a couple bucks more. This will pay for your lost items at the actual cost of replacement versus just the percieved value. One more thing, for all your valuable items, take pictures of them and store those pictures somewhere outside your home in case it is destroyed. It really makes proving you actually owned the items you are claiming a lot easier.
23 the pontificator // Apr 14, 2009 at 12:46 pm
<<completely destroyed her home>>
uh, no. AP copyediting 101: you can't partially “destroy” something, so you can't completely destroy it either. It's either destroyed or damaged.
Just a tip for you newsbloggers out there. If we're going to have to do our own journalism, we might as well try to do it right.
24 Ballard Guy // Apr 14, 2009 at 5:05 pm
Remember that you can't evacuate people either.
25 ballard complainers society // Apr 14, 2009 at 5:10 pm
…you can with the proper vacuum cleaner–maybe a Dyson!
26 Jessica Kinsey // Apr 14, 2009 at 9:23 pm
Nice article and thank you to everyone who has helped Cat. She is surrounded with amazing, generous and kind people. Thank you for supporting my sister…tho, her name is spelled Catlain. Thanks again!
27 Geeky Swedes // Apr 15, 2009 at 12:44 am
Thanks, Jessica. We just corrected the spelling of Catlain's name.
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